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Pt.Suvashit Raj, Jyotish Margdarshan Kendra 206, 2nd Floor, Lalji's Shopping Center, S.V.road, Borivali-West,Mumbai 400092

+91-9892888333 / +91-9820554111

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Terms and Conditions

This Internet website is the property of SUVASHIT RAJ The web pages available are operated by Suvashit Raj & its Team, and is accessed by you ('User') under the following terms and conditions:

Your use of and browsing in the Site are at your own risk. Neither Suvashit Raj nor any other party involved in creating, producing, or delivering the Site is liable for any direct, incidental, consequential, indirect, or punitive damages arising out of your access to, or use of, the Site. Without limiting the foregoing, everything on the Site is provided to you 'AS IS' WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESSED OR IMPLIED. Please note that some jurisdictions may not allow the exclusion of implied warranties, so some of the above exclusions may not apply to you. Check your local laws for any restrictions or limitations regarding the exclusion of implied warranties., also assumes no responsibility, and shall not be liable for, any damages to, or viruses that may infect, your computer equipment or other property on account of your access to, use of, or browsing in the Site or your downloading of any materials, data, text, images, video, or audio from the Site. All material on this website, including, but not limited to, text, data, graphics, logos, button icons, images, audio clips, video clips, links, digital downloads, data compilations, and software is owned, controlled by, or licensed to, and is protected by copyright, trademark, and other intellectual property rights. Material on this website is made available solely for your personal, non-commercial use and may not be copied, reproduced, republished, modified, uploaded, posted, transmitted, or distributed in any way, including by e-mail or other electronic means, without the express prior written consent of Suvashit Raj & Team in each instance. You may download material intentionally made available for downloading from this website for your personal, non-commercial use only, provided that you keep intact any and all copyright and other proprietary notices that may appear on such materials.

Access to the services:

Subject to the terms and conditions of this agreement ("Agreement"),, its subsidiaries, affiliates, associate companies, consultants, partners and suppliers may offer to provide certain information and services, as described more fully on the Site, and which are selected by User through the process provided on the Site or through SMS ("Services"), solely for User's own use, and not for the use or benefit of any third party conditioned on User's acceptance without modification of the terms, conditions and notices contained herein. Services shall include, but not be limited to, feeds and the public Really Simple Syndication feeds ("RSS") and other content of different formats. User's use of this Site constitutes User's agreement to all such terms, conditions and notices. The information and Services offered on this Site or through SMS ("Site") should not be considered as a substitute for professional advice. User's use of the Site is subject to the additional disclaimers and caveats that may appear throughout the Site. Suvashit Raj, its associate companies, its consultants, authors, partners, suppliers, printers and agents assume no responsibility for any consequence relating directly or indirectly to any action or inaction that you take based on the information, Services or other materials on this Site. While strives to keep the information on this Site accurate, complete and up-to-date,, its subsidiaries, affiliates, associate companies, consultants, partners, agents and suppliers cannot guarantee, and will not be responsible for any damage or loss related to, the accuracy, completeness or timeliness of the information. may change, suspend or discontinue the Services at any time, including the availability of any feature, database, or content. may also impose limits on certain features and Services or restrict User's access to parts or all of the Services without notice or liability., reserves the right, at its discretion, to modify this User Agreement at any time. User shall be responsible for reviewing and becoming familiar with any such modifications from time to time. Use of the Services by User following such notification constitutes User's acceptance of the terms and conditions of this user agreement as modified. By accessing or using the Site, User agrees to be bound by this Agreement. User certifies to, that User is an individual (i.e., not a corporation) and is at least 18 years of age. User also certifies that he is legally permitted to enter into this Agreement and to use the Services and access the Site, and takes full responsibility for the selection and use of the Services and access of the Site. If User is buying and/or availing goods and/or Services, User further warrants that User has legal authority to enter into other binding agreements for the purchase and/or use goods and/or Services. User agrees to be financially responsible for all of User's use of the Services and access of the Site (as well as for use of User's account by others, including without limitation minors living with User). User agrees and undertakes to supervise and be responsible for all usage of minors of the Services and access of the Site under User name or account. User also warrants that all information supplied by User or members of User's household in using the Services and accessing the Site, including without limitation User's name, email address, street address, telephone number, mobile number, credit card number is correct and accurate. Failure to provide accurate information may subject you to civil and criminal penalties. This Agreement is void where prohibited by law, and the right to access the Site is revoked in such jurisdictions. User shall be responsible for obtaining and maintaining any equipment or ancillary services needed to connect to, access the Site or otherwise use the Services, including, without limitation, modems, hardware, software, and long distance or local telephone service. User shall be responsible for ensuring that such equipment or ancillary services are compatible with the services.

Site content:

The Site and its contents may only be used in accordance with the terms of this Agreement. All materials displayed or performed on the Site (including, but not limited to text, graphics, news articles, photographs, images, tunes, illustrations, audio clips and video clips, also known as the "Content") are protected by copyright owned by its subsidiaries, associate companies, consultants, partners, agents, suppliers, licensed content provider. User shall abide by all copyright notices, information, and restrictions contained in any Content accessed through the Services. The Site is protected by copyright Laws. Copying, using or storing any Content for other than non-commercial use is expressly prohibited without prior written permission from or from the copyright holder identified in such Content's copyright notice. requests that, according to standard practice, if a User uses any documents (such as articles and other text) and related graphics (such as images, photographs, maps, charts, and illustrations) available on the Site or the Service for any research that results in an article, a book, or other publication, the User lists as a resource in user's bibliography and the User shall take prior permission and give proper credit and ensure that copyright notice appears on all copies; use the documents and graphics available from Site for informational and non-commercial and personal use only; and no documents or graphics, including logos, available from are modified in any way. neither warrants nor represents that use of materials by User will not infringe the rights of third parties not owned by or affiliated with

User warrants, represents and agrees that it will not contribute any content that is infringing, libelous, defamatory, obscene, pornographic, abusive, offensive or otherwise violates any law or rights. reserves the right to remove any Content from the Site at any time, for any reason (including, but not limited to, upon receipt of claims or allegations from third parties or authorities relating to such Content or if is concerned that User may have breached the immediately preceding sentence), or for no reason at all. All other trademarks are the property of their respective owners. User's misuse of the material and/or Marks on the Site and in its Contents, except as provided in this Agreement, is strictly prohibited. User is advised that will aggressively enforce all its rights in the Site and its Contents to the fullest extent of the law, including by seeking appropriate remedies including criminal sanctions solely at User's risk as to costs and consequences.


User is responsible for all of its activity in connection with the Services and accessing the Site. User shall not obtain or attempt to obtain any materials or information through any means not intentionally made available through the Site and/ or Services. Any fraudulent, abusive, or otherwise illegal activity may be grounds for termination of User's right to Services or to access the Site. User may not post or transmit, or cause to be posted or transmitted, any communication or solicitation designed or intended to obtain password, account, or private information from any User. As a condition of use of this Site, User warrants to that User will not use this Site for any purpose that is unlawful or prohibited by these terms, conditions and notices. User shall not use the Site and/ or Services in any manner, which could damage, disable, overburden, or impair any Site and/ or Services (or the network(s) connected to any Site and/ or Service(s)) or interfere with any other party's use and enjoyment of any Site and/ or Service(s). User shall not attempt to gain unauthorized access to any Site and/ or Services, other accounts, computer systems or networks connected to any Site and/ or Services, through hacking, password mining or any other means (whether now known or hereafter developed or invented). Use of the Site or Services to violate the security of any computer network, crack passwords or security encryption codes, transfer or store illegal material including that which are deemed threatening or obscene, or engage in any kind of illegal activity is expressly prohibited. If User violates any of these terms, User's permission to use the Site and/ or Services automatically terminates and User may be subjected to criminal and civil liability.

Warranty disclaimer: has no special relationship with or fiduciary duty to User. User acknowledges that has no control over, and no duty to take any action regarding: which User's gain access to the Site; what Content User accesses via the Site; what effects the Content may have on User; how User may interpret or use the Content; or what actions User may take as a result of having been exposed to the Content. User releases from all liability for User having acquired or not acquired content through the Site. The Site may contain, or direct User to sites containing, information that some people may find offensive or inappropriate. makes no representations concerning any content contained in or accessed through the Site, and will not be responsible or liable for the accuracy, copyright compliance, legality or decency of material contained in or accessed through the Site. The Services, materials, information, content, Site and any software are provided on an "as is" basis, without warranties of any kind, either express or implied, including, without limitation, implied warranties of merchantability, fitness for a particular purpose or non-infringement. Although has taken adequate safeguard, makes no guaranty of confidentiality or privacy of any communication or information transmitted on the Site or any web site linked to the Site. will not be liable for the privacy of User's name, email addresses, street address, telephone number, mobile number, credit card number, registration and identification information, disk space, communications, confidential or trade-secret information, or any other content stored on equipment, transmitted over networks accessed by the Site, or otherwise connected with User's use of the Services. Users use this Site at his/ her own risk. It is expressly provided that no goods once sold and/or services availed will be replaced by Changes are periodically made and added to Site and to the information herein., its subsidiaries, affiliates; associate companies, consultants, partners and/or its respective suppliers may make improvements and/or changes in this Site at any time. Site contains views, opinions and recommendations of Users of Site, advertisers, third party information providers and organizations. Site does not warrant, represent or endorse the correctness, authenticity, accuracy, completeness, reliability or validity of any opinion or other information displayed, uploaded or distributed through the Site. assumes no responsibility to keep the material and/ or Content current, complete, up-to-date, valid, and/or accurate. shall not be responsible in any manner whatsoever for any errors or omissions in the materials and/ or Content even if such errors or omissions are due to negligence. User acknowledges that any reliance upon any such opinion or information shall be at User's sole risk. makes no warranty or representation whatsoever regarding the Site or any Content, advertising, Services or products provided through or in connection with the Site. User acknowledges that any use of such Content, advertising, Services or products provided through or on Site shall be at User's sole expressly states that shall not be responsible or held liable for any Content, advertising, Services or products provided through or in connection with the Site. expressly disclaims any and all warranties, express or implied, including, without limitation:

Any warranties as to the availability, accuracy, completeness or content of information, products, Content or Services which are part of Site;

Warranties or fitness for a particular purpose, or merchantability or workman effort or title or against infringement. In no event will , its affiliates, licensors, employees, agents or contractors, be liable to User for any damages or losses, including without limitation indirect, consequential, special, incidental or punitive damages resulting from or caused by Site, its public posting bulleting boards, its Content or any errors or omissions in its Content, even if advised of the possibility of such damages. The materials, consultations and services offered on Site are not to be understood as a substitute for the accurate and appropriate consultation with competent advisers.

Any service will be uninterrupted, timely, secure or error-free.

Changes to site:, its associate companies, affiliates consultants, partners and/or its suppliers reserves the rights to make improvements or changes in the information, Services, Content, products, and other materials on this Site including but not limited to changes associated with the use of Site, or terminate this Site, at any time without notice. may amend and/ or modify this Agreement at any time, and such amendments and/ or modifications shall be effective immediately upon posting of the amended and/ or modified Agreement. Accordingly, User agrees to review the Agreement periodically, and User access or use of this Site after the amendments and/ or modifications of this Agreement shall be deemed to be User's acceptance of the amended and/ or modified Agreement.

Registration and Security:

As a condition to using certain Services (which when available)User may be required to register with and select a password and User name, e-mail id or mobile number, or all of them (" User id"). User shall provide with true, accurate, complete, and updated registration information. User may even be required to give other information as may be required. User shall refrain from impersonating or falsely representing User's affiliation with any person or entity. Failure to do so shall constitute a breach of this Agreement, which may result in immediate termination of User's account. User may not select or use as a User id, subscription, mobile number and/or mail id, a name, number and/or mail id of another person with the intent to impersonate that person; or use as a User id a name subject to any rights of a person other than User without appropriate authorization. reserves the right to refuse registration of, or cancel a User id in its discretion. User shall be responsible for maintaining the confidentiality of User's password. Except with the prior written permission of, User agrees to refrain from accessing or attempting to access password protected, secure or non-public areas of this Site. Unauthorized individuals attempting to access prohibited areas of this Site may be subject to prosecution.


User is prohibited from posting or transmitting any unlawful, threatening, libelous, defamatory, obscene, racial, inflammatory, pornographic, or profane material or any material that could constitute or encourage conduct that would be considered a criminal offense, give rise to civil liability, or otherwise violate the law. shall fully cooperate with any law enforcement authorities or court order requesting or directing to disclose the identity of anyone posting any such information or materials. User will indemnify and defend and hold its parents, subsidiaries, affiliates, officers and employees and agents, harmless, from and against any and all costs, losses, claim or demand, losses, damages and liabilities, including costs and attorneys' fees, made by any third party due to or arising out of User's access to the Site, use of the Services, the violation of this Agreement by User, or the infringement by User including, without limitation, copyright and trademark infringement, obscene or indecent postings, and on-line defamation, or any third party using the User's account, of any intellectual property or other right of any person or entity.

Limitation of liability:

In no event shall , its subsidiaries, affiliates, associate companies, consultants, partners and/or its respective suppliers be liable with respect to the Site, Content or the Services for any amount in the aggregate in excess of the fees paid by User therefore; or for any indirect, incidental, punitive, or consequential damages of any kind whatsoever including but not limited to loss of use, revenue or profit, goodwill, use, data or other intangible losses arising out of or in any way connected with the use of this Site, Content, Services or this Agreement or with the delay or inability to use this Site, or for any information, materials, Content and Services obtained through this Site, or otherwise arising out of the use of this Site, whether based on contract, tort, negligence, strict liability or otherwise, even if , its subsidiaries, affiliates, associate companies, consultants, partners and/or its respective suppliers has been advised of the possibility of damages. If the User is dissatisfied with any portion of the Site, Content and/ or Services or with any of these terms of use, User's sole and exclusive remedy is to discontinue using Site, Content and/ or Services.

Fees and payment:

Some of the Services may require payment of fees. User shall pay all applicable fees, as described on the Site in connection with such Content and/ or Services selected by User. reserves the right to change its price list and to institute new charges at any time, which may be sent by email, SMS or posted on the Site. Use of the Content and/ or Services by User following such notification constitutes User's acceptance of any new or increased charges.

Caveat: undertakes no obligations for confidentiality of information provided by User and User would do so entirely at User's sole risk. User shall always use caution when giving out any personally identifying information about User in any communication service.

Termination: may terminate or suspend any and all Services and access to the Site immediately, without prior notice or liability, if User breaches any of the terms or conditions of this Agreement. Any fees paid hereunder are non-refundable. All provisions of this Agreement, which by their nature should survive termination, shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, and limitations of liability.


The failure by to exercise in any respect any right provided herein shall not be deemed a waiver of any further rights hereunder. shall not be liable for any failure to perform its obligations hereunder where such failure results from any cause beyond reasonable control, including, without limitation, mechanical, electronic or communications failure or degradation (including "line-noise" interference). If any provision of this Agreement is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that this Agreement shall otherwise remain in full force and effect and enforceable. This Agreement is not assignable, transferable or sub licensable by User. This Agreement shall be governed by, construed interpreted, and enforced in accordance with the laws of India. Except for injunctive reliefs, disputes arising in respect hereto shall be subject to exclusive jurisdiction of the courts of Mumbai. Provided however that the foregoing shall not limit the rights of either Party to bring proceedings in any applicable jurisdiction to enforce or enter judgments upon such awards. No agency, partnership, joint venture, or employment is created as a result of this Agreement and User does not have any authority of any kind to bind in any respect whatsoever.